Senior Citizen
Earn More with
Our Citizen Accounts
Get up to
8.25% Interest per annum
Federal Transfer Reserve Bank Senior Citizen Account is crafted exclusively to honour and serve our valued elderly customers. Enjoy preferential interest rates, priority branch service, doorstep banking, and a full suite of benefits designed for comfort and financial security.
Citizen Account Eligibility
Age Requirements
Minimum age of 60 years required. Valid age proof such as a passport, birth certificate, or government pension card must be provided.
ID & Documents
Valid government-issued photo ID, proof of residential address, and pension or retirement documents where applicable.
Financial Criteria
No minimum monthly balance required. Open with an initial deposit of $500 and enjoy all senior citizen banking benefits from day one.
Residency & Citizenship
Available to all senior residents and citizens. Non-resident senior citizens may apply with appropriate NRI documentation.
Key Citizen Account Features
Earn Interest up to 7%
Earn competitive interest credited to your account regularly, making every dollar you maintain work harder for you continuously.
Free SMS Alerts
Stay fully informed with instant SMS and email alerts for every transaction, balance change, and account activity — completely free.
FDIC Insured
All deposits are fully insured under statutory limits, giving you complete peace of mind that your funds are always protected.
Free ATM Access
Stay fully informed with instant SMS and email alerts for every transaction, balance change, and account activity — completely free.
Mobile Check Deposit
All deposits are fully insured under statutory limits, giving you complete peace of mind that your funds are always protected.
24/7 Online Banking
Earn competitive interest credited to your account regularly, making every dollar you maintain work harder for you continuously.
Required Documents for Application
Please upload the necessary documents to complete.
Upload Now- PAN Card is Mandatory
- Completed Application Form
- Non Resident [Passpost, Visa, Social Security Number]
- Resident [Identification Documents, Social Security Card]
- Passport Size Photographs
Start Banking With in 5 Mins
Verify Customer
Complete a quick digital identity verification using your government-issued ID through our secure, encrypted KYC process — takes less than 2 minutes.
Documentation
Upload your proof of address, a recent photograph, and any required supporting documents. All files are reviewed securely and verified online.
A/c Verification
Our compliance team validates your submitted details in real time, ensuring your account is set up accurately and ready to use without delay.
Start Banking
Your account is now live. Start making deposits, transfers, and payments immediately through our app, internet banking, or at any Federal Transfer Reserve Bank branch.
Your Financial Future Starts Here, Start Your Account.
Journey to Wealth Building
Federal Transfer Reserve Bank Senior Citizen Account is built around your comfort, security, and dignity. With higher interest rates, priority service, doorstep banking, and a 24/7 senior helpline, we ensure your retirement years are supported by a bank that genuinely cares.
Available in
Different Sizes.
Affordable Rental
Plans.