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F T R E S E R V E B K

Demat Account

Overview

Earn More with
Our Demat Accounts

Get up to

8.25% Interest per annum

Federal Transfer Reserve Bank Demat Account allows you to hold your shares, bonds, ETFs, and mutual fund units in a fully digital, paperless format. Enjoy real-time portfolio tracking, seamless trading integration, and zero annual maintenance charges for the first year.

Open Your Account

Demat Account Eligibility

Age Requirements

Minimum age of 18 years. PAN card is mandatory for all applicants. Minors may apply with a guardian as joint holder.

ID & Documents

Valid government-issued photo ID, PAN card, and proof of address required. A recent passport-size photograph and cancelled cheque are also needed.

Financial Criteria

No minimum balance required to open your Demat account. Zero annual maintenance charges apply for the first year; nominal fees from year two.

Residency & Citizenship

Available to all residents and NRIs. NRI Demat accounts are governed by FEMA guidelines and require specific NRI documentation.

Features

Key Citizen Demat Features

Earn Interest up to 7%

Earn competitive interest credited to your account regularly, making every dollar you maintain work harder for you continuously.

Free SMS Alerts

Stay fully informed with instant SMS and email alerts for every transaction, balance change, and account activity — completely free.

FDIC Insured

All deposits are fully insured under statutory limits, giving you complete peace of mind that your funds are always protected.

Free ATM Access

Stay fully informed with instant SMS and email alerts for every transaction, balance change, and account activity — completely free.

Mobile Check Deposit

All deposits are fully insured under statutory limits, giving you complete peace of mind that your funds are always protected.

24/7 Online Banking

Earn competitive interest credited to your account regularly, making every dollar you maintain work harder for you continuously.

Required Documents

Required Documents for Application

Please upload the necessary documents to complete.

Upload Now
  • PAN Card is Mandatory
  • Completed Application Form
  • Non Resident [Passpost, Visa, Social Security Number]
  • Resident [Identification Documents, Social Security Card]
  • Passport Size Photographs
How It’s Work

Start Banking With in 5 Mins

01

Verify Customer

Complete a quick digital identity verification using your government-issued ID through our secure, encrypted KYC process — takes less than 2 minutes.

02

Documentation

Upload your proof of address, a recent photograph, and any required supporting documents. All files are reviewed securely and verified online.

03

A/c Verification

Our compliance team validates your submitted details in real time, ensuring your account is set up accurately and ready to use without delay.

04

Start Banking

Your account is now live. Start making deposits, transfers, and payments immediately through our app, internet banking, or at any Federal Transfer Reserve Bank branch.

Your Financial Future Starts Here, Start Your Account.
Growing Your Wealth

Journey to Wealth Building

With a Federal Transfer Reserve Bank Demat Account, your investment journey becomes entirely digital, transparent, and hassle-free. From your first equity purchase to building a diversified long-term portfolio, we provide the tools, insights, and support you need to invest with confidence.

Available in
Different Sizes.

Affordable Rental
Plans.

Starting Balance
20%
Regular Contributions
50%
Interest Accumulation
75%
Achieve Your Goal
100%
0% 20% 40% 60% 80% 100%