To apply for a Credit Card,
- You will need to be minimum 18 years of age
- For salary person net annual income of Rs 4.5 lakh or more
- Consider a credit score between 750 and 900 to be adequate for a Credit Card.
- Location is also another factor
The Federal Transfer Reserve Bank Millinnia Credit Card is built for the modern lifestyle — offering a perfect blend of rewards, digital convenience, and everyday savings tailored for tech-savvy urban professionals.
Enjoy elevated cashback on online shopping and digital payments, seamless tap-to-pay integration, and exclusive partner offers at your favourite brands and streaming platforms.


Discover the everyday rewards and digital-first benefits that make the Federal Transfer Reserve Bank Millinnia Card the ideal companion for modern urban spending and online lifestyle purchases.
Earn 5,000 bonus reward points after your first purchase. Redeem them for shopping vouchers, subscriptions, or top-up credits across popular digital platforms.
Earn 3X reward points on all online transactions, food delivery, and streaming subscriptions — maximising your returns on how you actually spend.
Fuel surcharge fully waived on transactions between $50 and $2,000 at all petrol stations, giving regular commuters consistent savings every month.
Earn 5,000 bonus reward points after your first purchase. Redeem them for shopping vouchers, subscriptions, or top-up credits across popular digital platforms.
Earn 3X reward points on all online transactions, food delivery, and streaming subscriptions — maximising your returns on how you actually spend.
Fuel surcharge fully waived on transactions between $50 and $2,000 at all petrol stations, giving regular commuters consistent savings every month.
Explore the latest exclusive offers available for Millinnia Credit Card holders — updated regularly with special deals across dining, travel, and retail.