To apply for a Credit Card,
- You will need to be minimum 18 years of age
- For salary person net annual income of Rs 4.5 lakh or more
- Consider a credit score between 750 and 900 to be adequate for a Credit Card.
- Location is also another factor
The Federal Transfer Reserve Bank Easy EMI Credit Card makes big purchases instantly affordable. Convert any eligible transaction into easy monthly instalments with low interest rates and zero processing fees on select categories.
With flexible EMI tenures from 3 to 48 months, on-the-spot conversion at merchant outlets, and no pre-payment penalty, managing large expenses has never been easier or more affordable.


Discover how the Federal Transfer Reserve Bank Easy EMI Card transforms your largest purchases into manageable monthly payments, giving you financial flexibility without compromising your lifestyle.
Convert your first purchase of $300 or more into a 6-month EMI at 0% interest as your exclusive welcome benefit upon card activation.
Earn reward points on every EMI transaction. Points accumulate across all purchases and can be redeemed for payment credits, vouchers, and merchandise.
Fuel surcharge waived on all fuel transactions up to $1,500, with the option to convert high fuel expenses into convenient 3 or 6-month EMI plans.
Convert your first purchase of $300 or more into a 6-month EMI at 0% interest as your exclusive welcome benefit upon card activation.
Earn reward points on every EMI transaction. Points accumulate across all purchases and can be redeemed for payment credits, vouchers, and merchandise.
Fuel surcharge waived on all fuel transactions up to $1,500, with the option to convert high fuel expenses into convenient 3 or 6-month EMI plans.
Explore the latest exclusive offers available for Easy EMI Credit Card holders — updated regularly with special deals across dining, travel, and retail.