To apply for a Credit Card,
- You will need to be minimum 18 years of age
- For salary person net annual income of Rs 4.5 lakh or more
- Consider a credit score between 750 and 900 to be adequate for a Credit Card.
- Location is also another factor
The Federal Transfer Reserve Bank Money Back Credit Card is designed for everyday spenders who want real cash savings. Earn tangible money back on every single purchase — from your morning coffee to your monthly grocery run.
With cashback credited directly to your statement every month, no complex reward point conversions, and no annual fee for the first year, saving money has never been this straightforward.


Explore the straightforward cashback benefits that make the Federal Transfer Reserve Bank Money Back Card the most rewarding choice for everyday essentials and regular household spending.
Get a $50 statement credit as a welcome cashback bonus after your first $500 spent within 60 days of card activation.
Earn 5% cashback on grocery stores, 3% on pharmacy and health spend, and 1% cashback on all other eligible purchases, automatically credited monthly.
Full fuel surcharge waiver at all partnered fuel stations, applied automatically on every qualifying transaction without any manual activation required.
Get a $50 statement credit as a welcome cashback bonus after your first $500 spent within 60 days of card activation.
Earn 5% cashback on grocery stores, 3% on pharmacy and health spend, and 1% cashback on all other eligible purchases, automatically credited monthly.
Full fuel surcharge waiver at all partnered fuel stations, applied automatically on every qualifying transaction without any manual activation required.
Explore the latest exclusive offers available for Money Back Credit Card holders — updated regularly with special deals across dining, travel, and retail.