To apply for a Credit Card,
- You will need to be minimum 18 years of age
- For salary person net annual income of Rs 4.5 lakh or more
- Consider a credit score between 750 and 900 to be adequate for a Credit Card.
- Location is also another factor
The Federal Transfer Reserve Bank Platinum Credit Card is engineered for those who expect the very best. From premium rewards on every spend to zero foreign transaction fees, comprehensive travel insurance, and 24/7 concierge service — this card redefines what it means to bank in style.
Accepted in over 200 countries, the Platinum Card offers industry-leading security including real-time fraud monitoring, biometric authentication, and an instant card freeze feature through the Federal Transfer Reserve Bank mobile app.


The Platinum Card delivers an industry-leading suite of features designed to reward your spending, protect your purchases, and simplify your financial life at home and abroad.
Earn 10,000 bonus reward points on your first transaction within 30 days of activation — redeemable for flights, hotel stays, or statement credit.
Earn 5x points on dining and travel, 3x on online shopping, and 1x on all other spends. Reward points never expire as long as your card remains active.
Enjoy a complete waiver on fuel surcharges at all petrol stations nationwide when you spend between $400 and $4,000 per transaction.
Benefit from one of the most competitive annual rates in the market with the option to convert outstanding balances into easy EMIs at discounted interest rates.
Get up to 5% cashback on utility bills, grocery purchases, and subscription services — credited directly to your account each billing cycle.
Our dedicated Platinum cardholders' support line is available around the clock, offering priority assistance for disputes, replacements, and all card-related enquiries.
Discover a curated world of exclusive Platinum benefits — from dining discounts at 5-star restaurants and complimentary spa treatments to preferential forex rates, airport lounge access, and priority check-in at partner airports.